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Wednesday, January 23, 2013


Disclosure: This is a sponsored post for CredLoans. All thoughts and opinions are my own.

Have you heard of CredLoans? They offer cash loans that are usually unsecured. The amount of the loan can range from $100 to $1,000. I've often heard of them referred to as paycheck advance loans. CredLoans has an Installment Payday Loan where you can pay in installments. They also have a No Credit Check loan for those with credit ratings that are not conducive for loans.

I have never used a place that does a short term or payday loan. When I looked at this site, they do state their fees upfront. I know these types of loans cost more, but $15 interest for each $100 loaned seemed higher than I would ever want to pay. That's 15% per month which works out to be a staggering percentage if you figure the A.P.R. (annual percentage rate). They suggest paying back this loan first and I would agree that is the prudent decision. So if you need to have this type of loan, you can check out CredLoans. But I would try to find a way to live within your paycheck. 

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